To provide a safeguard for insureds, most major medical policies contain a ____________ feature
that limits the insured's out-of-pocket expenses. - <
Tom is a newly appointed life, health and variable annuity agent with Acme Insurance Agency. He is
writing his first insurance policy on his brother-in-law's life. Who does Tom legally represent in this
transaction? - <
An insurance clause is a distinct article in a formal document that establishes the rules in the
contract that _____________________ must adhere to. - <
insured
"ACC" refers to the type of disability that prevents someone from performing the job he was
performing prior to the disability. - <
Which statement is CORRECT about the Department of Financial Services' right to examine an
agent's records? - <
unfair trade practices.
Bill gives Jim a couple of tickets to a Florida Gators game to thank him for purchasing a policy. This is
an example of: - <
____________ term insurance provides a level amount of protection for a specified period, after
which the policy expires. - <
Business overhead expense (B.O.E.) insurance does not provide benefits to cover the business
owner's salary. - <
Level, decreasing, and increasing insurance are all basic forms of ____________ insurance. -
<
Hospice services are covered under Medicare Part A. - <
Under Florida law, group health insurers must offer mental and nervous disorder insurance to
policyowners. - <
Deductibles under a group major medical plan usually run from $250 to $500; whereas individual
health plans usually run from: - <
Every HMO subscriber must receive a benefits package that includes a copy of the HMO contract and
certificate, and: - <
A life insurance policy will not be reinstated if it has been: - <
value.
Which of the following is NOT a type of permanent life insurance? - <
In Florida, a ______________ must sign for and on behalf of a minor purchasing life insurance. -
<
When an agent spreads a false story that damages a competing agent's reputation, the offense is
called: - <
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